Read the latest articles on Family Law from our expert Family Law solicitors here at Evolve Family Law in Manchester & Cheshire.
We put a lot of family law legal information on our website and if you have a single question about your situation, you should find an answer in this blog.
If you need a greater level of help, please contact us and one of our team will call you to make an appointment.
As divorce solicitors, we are bound to say that yes you need a divorce solicitor if you are separating or planning on starting divorce proceedings. That’s because using a good divorce solicitor makes the legal process of separation and divorce less stressful than going it alone and the lawyer will ensure you understand your children law rights and help you achieve a fair divorce financial settlement.
For expert advice on divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
Choosing your divorce solicitor
Choosing the right divorce solicitor for you is the key to a successful working relationship between you and your lawyer. It is a difficult question to ask but what do you want from your divorce solicitors? Expert legal advice is a given but what else?
There should be an element of trust as you are putting negotiating the parenting arrangements for your children and your financial future in your lawyer’s hands. When your divorce solicitor tells you that the divorce financial settlement you have discussed in family mediation is a fair one that should be agreed upon and converted into a binding financial court order in the divorce proceedings you need to be able to trust your lawyer’s judgment and experience and know that they have your best interests at heart.
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Working with your divorce solicitor
If you don’t like your lawyer, or if you don’t trust them to always do the right thing for you, it is hard to place confidence in the legal advice they give you. Unlike any other area of law, the relationship between a family lawyer and their client is fundamental to the outcome of a case.
It is an unfortunate reality that many people have a deep set distrust of the legal profession based on the stereotypical fat cat solicitor who is only interested in maximising legal fees, who makes money out of other people’s misery, costs a fortune and who has an ego the size of a house.
That couldn’t be further from the ethos at Evolve Family Law. Founders, Robin Charrot and Louise Halford have many years of legal experience in large commercial law firms and so sadly recognise the stereotypical ‘fat cat‘ lawyer image. It was precisely those experiences that led to them opening a family law firm that was a bit different. The focus is on helping clients and building trusted relationships between divorce solicitor and client that can last well beyond their ‘case’.
Evolve Family Law opened in 2015 with the vision of being the most trusted and first-choice legal advisor for people going through relationship changes.
At Evolve, clients are at the heart of all our divorce solicitors do. The focus is on listening, understanding, helping, and giving practical, strong, sensitive, and commercial legal advice. Our divorce lawyers don’t tell our clients what they want to hear, we tell them what they need to hear. If that legal assistance means we lose fees, we are fine with that.
It is this approach to getting the best outcome for clients whilst offering value for money and transparency that has enabled Evolve to grow, with the vast majority of new work coming from existing or former clients, or their friends and contacts.
If you are going through a divorce or relationship breakdown, ask yourself whether your divorce lawyer truly thinks as we do at Evolve. If you aren’t sure, then maybe Evolve Family Law a call.
For expert advice on divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
You may question why you would remarry your ex but remarrying your former husband or wife is a growing trend. Some unkindly refer to it as yo-yo or boomerang marriages but as divorce solicitors, we understand that what attracted you to a person in the first place can reignite despite your separation and divorce.
For expert help with divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
The legal implications of remarrying your ex
Once you get divorced your legal relationship is at an end although some financial ties may remain unless you obtained a clean break divorce financial court order. This type of divorce financial settlement severs any financial obligations. On remarriage, you are husband and wife again with the same marital legal relationship as the first time around. That marriage relationship brings with it financial obligations. Those obligations are not covered in your financial court order obtained after your first marriage and subsequent divorce.
What that means for you is that if you remarry your ex and it does not work out the second time around either of you can apply to the family court for a financial court order. The size of the financial award will depend on several factors, including the length of your second marriage and your respective needs.
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The importance of a prenuptial agreement when remarrying your ex
It is understandable to be a bit wary about getting remarried, especially if you went through an acrimonious divorce financial settlement first time around. Even if you were able to reach an agreed financial consent order after the end of your first marriage you are right to be cautious about getting remarried to your ex and the financial implications for you. This is especially true when you are in a financially stronger position than the ex you are re-marrying, perhaps because you were more careful with your share of the assets from your first divorce financial settlement.
How can you protect yourself financially whilst still enjoying a second marriage with your ex? The answer is a prenuptial agreement tailored to your circumstances. That’s because on re-marriage it is as if you are back to square one, with all the financial claims that a husband or wife can bring on a second divorce. For some couples that means that they are both more comfortable with living together in a cohabiting relationship with a cohabitation agreement in place to sort out and record their agreed property and financial arrangements. Others prefer the security of marriage but with a prenup agreement drawn up prior to their second wedding.
There isn’t one legal solution that’s right for everyone who decides to get back together with an ex-spouse. Normally there are legal pros and cons to the options of living together without remarriage or marrying for the second time, with a prenuptial agreement in place. Putting romance and family feelings aside, for inheritance tax reasons, a couple’s adult children might well thank their parent’s decision to remarry rather than cohabit with one another but there is a wealth of legal and financial considerations with each option. The legal advice will all depend on what the couple agreed on the first time around about property ownership and the split of pensions and their current financial circumstances.
Most couples who are marrying a second time around see a lot of sense in signing a prenup agreement. The document means that there is less risk of acrimonious and expensive second divorce proceedings. The beauty and practicality of a prenup agreement are that it can be as detailed or as broad as the couple requires provided that certain legal requirements are met.
For those preferring to cohabit together, it is just as important to draw up a cohabitation agreement as few couples realise that even if they don’t remarry and don’t jointly own a house together that property claims can still be made if a relationship breaks down.
For expert help with divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
Concerns about the impact of living with a new partner and how it will impact your divorce financial settlement are not unusual. As divorce solicitors, we help answer your questions on how your planned cohabitation with a new partner or your ex-spouse’s decision to spend a large proportion of their week with their new partner will affect the divorce financial settlement.
For expert advice on divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
Does forming a new relationship affect the divorce financial settlement?
Forming a new relationship may affect your divorce financial settlement. It isn’t possible for divorce solicitors to give a definitive answer without more information about your personal and financial circumstances and those of your ex-spouse.
Although it is commonly assumed that the presence of a ‘’third party’’ will make a massive difference to a financial settlement that isn’t necessarily correct. That’s why it is best to speak to a divorce solicitor about your situation, and that of your ex-spouse, and to make sure that you don’t let the presence of a new partner adversely affect your judgment. If you do then it can be harder to set your feelings and emotions aside to focus on reaching a reasonable split of the family assets.
It is especially hard to come to terms with an ex-spouse meeting a new partner when the ex-partner has hidden the new relationship from you and you have found out about the new boyfriend or girlfriend through the backdoor. For example, from children, family friends, or, as is often the case, from posts and pictures on social media or from disclosure and questions within financial settlement court proceedings.
Is your ex-spouse cohabiting with a new partner?
If there is a new partner on the scene the first question, from a family law solicitors’ point of view, is whether the spouse is living with his or her new partner or if they are at an early stage of a new relationship and not cohabiting. Sometimes there are disputes about whether a couple are living together or not because:
Of the financial consequences of cohabiting and
The ex-spouse and their new partner are not living together on a full-time basis as they each keep a separate home base although they spend a lot of their week together and present as a couple
Working out if an ex-spouse is cohabiting with a new partner is important because if cohabitation can be established:
Your ex-spouse may find it a lot more difficult to ask for spousal maintenance for themselves
If there is already a financial court order in place you may be able to apply back to the family court to stop the spousal maintenance or to reduce the amount you pay
If you are negotiating a divorce financial settlement, or you are involved in court proceedings, your ex-spouse may find it harder to argue that they need the same amount of money to rehouse themselves
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Proving that your ex-spouse is cohabiting with a new partner
It is not uncommon for there to be a dispute about whether an ex-spouse and their new partner are living together as a cohabiting couple.
Whether you are negotiating a divorce financial settlement by agreement or involved in divorce financial settlement court proceedings you and your ex-spouse are both under an obligation to provide full and frank financial disclosure. This includes disclosing your relationship status and the impact of your relationship on your housing and outgoings. For example, if you are living with a new partner are they sharing the rent and other outgoings? For example, if you plan to buy a new house with your partner does their savings and earnings capacity affect your ability to secure a bigger mortgage?
Financial disclosure and new relationships
The requirement to provide information about new relationships is contained in the court document (called a Form E) that needs to be completed by both a husband and wife in divorce financial settlement proceedings. Most family law solicitors also ask you to complete a Form E if you are negotiating a divorce financial settlement.
In addition to disclosing the existence of a new partner that you are living with (or plan to do so), you also need to provide details about the new partner’s financial circumstances. This requirement can be a cause for concern especially if a new relationship is in its early stages or a new partner is unwilling to provide information that may be used against them or may result in them being drawn further into acrimonious divorce financial settlement proceedings.
Non-disclosure of relevant personal matters or financial non-disclosure could be a basis for setting aside a financial agreement or a financial court order. If the non-disclosure is discovered during negotiations then trust can be lost making it harder to reach a divorce financial settlement. If the non-disclosure is revealed through questions asked during financial court proceedings the judge could draw adverse inferences against the person who hasn’t provided full and frank disclosure.
The relevance of a new relationship to a divorce financial settlement
There is often an argument that two homes are being maintained by the spouse and the new partner. It is then a case of establishing if, despite the two physical homes, the couple is in reality cohabiting because of the amount of time spent together and the financial links between the two of them.
In some situations, it can be in the financial interests of a spouse to say that they do have a new partner they are living with and have taken on financial responsibility for. That is because that may mean they have larger outgoings and therefore an argument to say that they can’t afford to pay as much spousal maintenance each month or they need to spend more on rehousing.
It is important to take objective family law legal advice on the relevance of an ex-spouse forming a new relationship when sorting out the financial division of property and assets. That’s because a lot of emotional and financial time and energy can be spent on exploring whether a separated spouse is in a new relationship and then whether, in reality, they are cohabiting together.
The job of a family finance solicitor is to quickly assess whether a new relationship will have an impact on the financial settlement or the financial court proceedings. Although a new partner can be a hot topic it can either be a red herring or one of the key factors in your negotiations or in the family court deciding how money and assets are divided. The relevance of a new partner all depends on individual family financial and personal circumstances.
For expert advice on divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
The ONS figures reveal that the average age at marriage for men is around 38 years and 35 years for women. These statistics continue the rise in the average age of marriage since the 1970s. Marriage in the under the 20s has fallen whilst marriage for the over 65s has risen sharply.
With those figures, it isn’t surprising that family lawyers are increasingly finding that arguments in divorce financial settlements centre on whether a husband or wife should keep their property owned before marriage in the divorce financial settlement or if the assets should be shared.
In this article, family law solicitor, Robin Charrot, discusses how the divorce court treats pre-marriage assets.
For expert divorce and family lawyers call our team of specialist divorce lawyers or complete our online enquiry form.
What is a pre-marriage asset?
A pre-marriage asset is anything owned by a husband or wife before their marriage. Whilst a couple could have bought an asset together, disputes in divorce financial settlement proceedings focus on assets bought by a husband or wife in their sole name before the date of their marriage.
A pre-marriage asset can be anything of value as family solicitors warn that it is not worth arguing over the relevance of pre-marriage owned assets if their value will be outweighed by the additional costs of a longer financial settlement court hearing or the investigative costs of tracing and valuing the asset.
Typically, pre-marriage asset disputes relate to:
Property – this could be a property bought by one party to the marriage that has become the family home or a buy-to-let property or second home
Family business – if a husband or wife set up a family business or inherited shares in the business before their marriage
Investments- this could be a share portfolio, cash savings, or cryptocurrency
Pension – the pension could be a final salary scheme pension that was started pre-marriage with a current or former employer, a private pension scheme, or a business-related pension scheme
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Do pre-marriage assets need to be disclosed in divorce financial settlement negotiations or court proceedings?
Pre-marriage assets need to be disclosed in divorce financial settlement negotiations and court proceedings. That’s the case whether you are engaged in:
Direct discussions
Family solicitor negotiations
Family mediation
Family arbitration
Divorce financial settlement court proceedings with an agreed financial consent order or where a financial court order is made after a contested hearing
The law says you need to provide full and frank financial disclosure of all your assets. If an asset was bought before your marriage, you should disclose it but you can argue that the value of the asset should be ignored when negotiating a divorce financial settlement or in contested financial court proceedings.
If you do not disclose the existence of a pre-marriage-owned asset and the court finds out about the asset the court can draw inferences about the honesty of the spouse who concealed the property. If the existence of the pre-marriage asset comes to light after a financial court order is made then your ex-husband or ex-wife could ask the court to reopen a financial court order made without disclosure of the asset, involving additional time and expense.
Do pre-marriage assets need to be valued in divorce financial settlement proceedings?
The court decides if assets need to be valued in divorce financial settlement court proceedings and will normally order a valuation by a jointly appointed independent expert. The fact that the court has ordered the valuation of a pre-marriage-owned asset doesn’t mean the court will decide that the value of the asset is taken into account when making a financial court order. The court often says it needs to know the total value of all assets owned before it can decide if pre-marriage assets are relevant or should be shared as part of the divorce financial settlement.
Are pre-marriage assets ignored if you sign a prenuptial agreement?
Divorce lawyers advise that the best way to protect pre-marriage-owned assets is to sign a prenuptial agreement to ringfence the assets. If you didn’t sign a prenup, then signing a postnuptial agreement is another option.
Prenuptial agreements can either be comprehensive in scope or the agreement can say that a particular asset should be ignored (or ring-fenced) in a divorce financial settlement. Whether the pre-marriage asset will be ignored depends on the circumstances in which the prenuptial agreement was signed and other factors. For example, was financial disclosure provided as part of the prenuptial agreement discussions, were you coerced into signing the agreement, did you both take independent legal advice, and was the agreement signed at least 28 days before the marriage?
If you meet all the tests for a prenuptial agreement to be found to be binding on both spouses, the pre-marriage asset can still be taken into account if a fair divorce financial settlement cannot be made without recourse to the property because the reasonable needs of the husband and wife can't be met without taking into account the value of the disputed asset.
Take the case of a 40-year-old man who owned property before his marriage. The property became the family home when he married and he subsequently had 3 children with his wife. The couple doesn’t have any other significant assets and if the value of the family home isn’t taken into account in the divorce financial settlement the wife will end up with very little and will be unable to rehouse herself and the children. The outcome might be very different in a short marriage without children and where the wife had a good income and mortgage capacity.
How does the court decide if pre-marriage-owned assets should be kept by the asset owner?
In divorce financial settlement proceedings, the court makes a financial court order after assessing a range of statutory factors (referred to by family law solicitors as the ‘’section 25 factors’’) and exercising discretion.
The court will ask itself a series of questions:
Is the asset a pre-marriage asset- there may be a dispute over the date of purchase or, if the couple were cohabiting at the time of purchase, it could be argued that the cohabitation (assuming the relationship moved seamlessly into marriage) means the asset wasn’t acquired ‘’pre-marriage’’
Is there a prenuptial agreement and does the agreement meet all the relevant tests, such as the agreement was freely entered into, without coercion?
What are the reasonable needs of any children and the husband and wife?
What factors are relevant to the pre-marriage assets? For example, the length of the marriage or the fact that the pre-marriage asset was used as the family home for years may make it less likely that the asset owner can argue that the value of their pre-marriage asset should be ignored
What are the family assets and can a fair and reasonable financial settlement be ordered without recourse to the pre-marriage-owned asset?
A family solicitor will ask the same sorts of questions to help you and your spouse reach a divorce financial settlement involving pre-marriage-owned assets to try to avoid a contested divorce financial settlement hearing.
For expert advice on divorce and family law call our team of specialist divorce lawyers or complete our online enquiry form.
When it comes to divorce you don’t immediately think of tax. After all it is reasonable to assume that separation and divorce should be one aspect of your life that is tax free. However, our Manchester divorce solicitors will tell you that divorce isn’t tax free. In this blog we look at divorce and tax.
Taxing divorce
When it comes to separation and divorce there are obvious and hidden tax consequences. For example:
Child support – the parent that pays child support for the children will pay the child support out of their net income and the parent who receives the child support won't pay income tax on the child support. It is important to factor in the net effect of child support payments when looking at issues such as mortgage capacity and affordability of mortgage payments or the likelihood of the court ordering spousal maintenance in addition to child support
Spousal maintenance – if the court orders that spousal maintenance is payable then the spouse paying the spousal maintenance will pay it out of their net income and the spouse receiving the money won't pay income tax on the spousal maintenance. If the receiving spouse did then it would be double taxation
Pensions - if a couple agree to the making of a pension sharing order then it is important to look at the tax consequences of taking the cash out of the pension fund, if that is the plan. If the tax effects of withdrawing the money from the pension aren’t considered then one or both spouses may end up with a far smaller financial settlement than envisaged or paying too much tax than they would have done if they had taken expert financial and pension advice
The family home – if the family home is going to be sold then it is important to factor in stamp duty costs on rehousing when looking at the housing needs of the husband and wife. If the family home is going to be retained in both spouses names until a future date then capital gains tax may be payable by one spouse when the property is eventually sold, for example, when the youngest child is age 18
The sale or transfer of assets – if assets such as shares in a family business or an investment portfolio are sold or transferred then capital gains tax may be payable. There is the potential to avoid payment of capital gains tax if the transfer of assets takes place in the tax year of separation. That is why it is best to take early specialist legal and financial advice if you are a business owner getting divorced or you have other assets that may be liable to capital gains tax on sale or transfer, such as a buy to let property portfolio
International tax- if a couple own property abroad, such as a second home, then there may be significant tax issues in the overseas country if the property is sold or transferred
Tax issues on divorce – if a spouse makes allegations in financial court proceedings that their husband or wife has not declared income for tax purposes (and there is evidence to support this) or evidence of other tax irregularities (such as a sham trust) a family judge can order disclosure of the judgement to HMRC.
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Divorce, tax and HMRC
It is accurate to say that some divorce and financial court proceedings can open up ‘’a can of worms’’ for a husband or wife when it comes to their tax affairs.
In a recent court case a judge said that the £12 million divorce financial court proceedings could potentially end up in a HMRC investigation, subject to the findings at the final hearing of the financial settlement case.
The case concerns a shipping business and a family home worth an estimated £4.5 million. The couple enjoyed a luxurious standard of living during their marriage but when the relationship broke down there was an acrimonious separation that led to financial court proceedings initiated by the wife.
A court of appeal judge, Lord Justice Males, warned that should the wife establish her case against the husband then both could both be implicated in a 'criminal conspiracy...to evade tax properly due' on their earnings. The judge’s comments were made when the court heard an appeal to reinstate a freezing order injunction to prevent the husband from disposing of assets that the wife says are family assets and the husband says aren’t beneficially owned by him. The husband disputes ownership or any wrongdoing asserting that the multi-million shipping fleet were legitimately and properly transferred and thus there was no tax evasion and the ships or their value can't form part of the financial settlement.
The court of appeal judge was clear that he made no findings but was equally transparent in saying that if a court at the final hearing of the financial settlement case concluded that the ships were not genuinely transferred to a third party this could potentially result in investigations by tax authorities.
Divorce, tax and legal advice
When it comes to divorce and tax, specialist Whitefield divorce solicitors work with expert accountants and financial advisors so that a divorcing husband and wife know where they stand both legally and financially and can make informed financial settlement decisions, understanding the tax implications of their divorce and financial settlement.
Our Manchester Divorce Solicitors
Whitefield, North Manchester and Holmes Chapel, Cheshire Evolve Family Law divorce experts cover all aspects of family law, divorce and financial settlements. To speak to a specialist Whitefield divorce solicitor call us or complete our online enquiry form. Appointments are available face to face, via video conferencing, Skype or by telephone appointment.
Let’s face it, when it comes to choosing a Cheshire child contact solicitor, it is hard to know where to start. There’s loads of choice and at Evolve Family Law we have never seen an advert from a child contact solicitor that doesn’t profess to be a child contact specialist or expert in the field of children law.
So, how do you choose a Cheshire child contact solicitor? At Evolve Family Law we have put together some tips to help you find the child contact solicitor who is right for you.
Tips on Choosing a Cheshire Child Contact Solicitor
Our top tips on choosing a Cheshire child contact solicitor:
Take time to see if you can work with the child contact solicitor
Every parent and every children law solicitor is different so it is important that you take the time to speak to your proposed solicitor to see if you can work with them. That doesn’t mean that you have to like your solicitor (although that does help) but you do need to respect their advice and judgement even if the advice isn’t always what you want to hear.
A good child contact solicitor will tell you that their job isn’t to tell you what you want to hear from them or to agree with you using the philosophy that ‘’the client is always right’’. The solicitor’s job is to ask hard questions and give you honest and robust advice so you don’t waste your time and money in child contact fights that you aren’t going to win. It is easier to take that advice on board if there is an element of trust with your solicitor and respect for their professionalism and advice.
Will the solicitor listen to you?
One of the biggest grounds for complaints about children law solicitors is that they don’t always take the time to listen to you and to your concerns as a parent. A good child contact solicitor will tell you that the ability to listen and pick up on the nuances is just as important as the ability to be an effective advocate at a children court hearing.
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Is the child contact solicitor an expert?
Solicitors tend to specialise in family law but within that field solicitors will go onto become experts in particular areas such as children law and parental alienation or child abduction or child relocation. If your solicitor is an expert in conveyancing, Wills and Lasting Powers of Attorney as well as child contact then they not have as much expertise as you first thought. An expert isn’t upset if you ask about their experience in your particular children law area of concern.
What do other people say about the child contact solicitor?
A recommendation to a Cheshire child contact solicitor by a friend or family member can be comforting and put you at your ease but you still need to do your homework to make sure that you can work with the child contact solicitor and that they specialise in the particular legal area that you need help with. After all the solicitor may have been brilliant with the negotiations for an international prenuptial agreement but do they have the expertise and experience to handle, for example, a former partner with a narcissistic personality disorder who is hell bent on making your life as miserable as possible?
Solicitors tend to rely on personal recommendations and they are always very grateful to receive them as there is nothing more powerful than the words of a client.
Here is what one children law client wrote about children law solicitor Louise Halford in June 2020:
‘’ The team at Evolve Family Law are the best. Louise Halford got me through a very difficult time with my family law matters finding a suitable arrangement in the children’s best interests. Louise Halford’s professionalism is a credit to her. But more importantly she showed empathy, patience and care delivered through friendly and honest advice. Louise Halford had my back from start to finish. I can't thank you enough…..thank you for being by my side.’’
Another children law client was more succinct in his praise of Louise Halford and said in June 2020:
‘’You are a star from heaven.’’
Is the solicitor upfront about costs, timescales and what to expect?
Going to court isn’t an easy option for most parents so it is best to find a Cheshire child contact solicitor who is clear about your alternative options, such as family mediation, and will talk you through what to expect in terms of costs, timescales and the court process. That way you can make an informed decision about whether a child arrangements order application or a prohibited steps order application is the best option for you and your family.
Read more about the ethos of the Cheshire child contact solicitors at Evolve Family Law.
Our Cheshire Child Contact Solicitors
If you need legal help with child contact or need representation in children law proceedings for a child arrangements order or other type of children law order then call Holmes Chapel based Evolve Cheshire children solicitorsor contact us online. Appointments are available in person, through video conferencing, Skype or by telephone.
As specialist family law solicitors, we get to deal with the fallout when a cohabiting couple separates and can't reach an agreement over whether their family home should be sold, or how the equity should be split, or whether the house should be transferred to one of them.
Court proceedings over property ownership can be protracted and expensive as the court assesses property and trust rights. Potentially your family law solicitors have to go back years to gather evidence on who paid the deposit, mortgage, or contributed to the house renovation costs. This hassle and cost may be avoided if you sign a cohabitation agreement.
For help from expert family lawyers call our team of specialist family lawyers or complete our online enquiry form.
When do you need a cohabitation agreement?
Most people think you only need a cohabitation agreement if you are buying a family home with a partner. That’s not the case. You need a cohabitation agreement in a range of different circumstances, such as:
Buying a house in your sole name but your partner intends to live with you at your house
You own a house and your partner is moving in with you
You jointly own a house with your partner but your personal or financial circumstances are changing. For example, you have inherited some money and intend to pay the mortgage off with your inheritance
You are going to jointly buy a property with your partner and you are contributing different amounts of money towards the deposit, or one of you is getting money from family to pay the deposit, or one of you will be paying all or a larger percentage of the mortgage and household bills
There are many other reasons why a couple may need a cohabitation agreement. That is why, if you are thinking of buying a property or you have formed a new relationship, it is sensible to ask the question ‘do I need a cohabitation agreement?’ and to get the question answered by an expert family solicitor.
You may think that a family solicitor is trying to sell you something that you don’t really need as most people don’t realise (until it is too late) that if your partner moves into your house, they have a potential claim over the property under property or trust law even though their name is not on the title deeds. Equally, if you have been in an unmarried relationship for many years, you may have no rights to a share in the equity in your partner’s property because of the complexities of property and trust law.
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What goes into a cohabitation agreement?
A cohabitation agreement can be as broad or as detailed as you chose. If a partner is moving into your house your agreement could say that your partner will not have a beneficial interest in your property even if they contribute to the mortgage or renovation costs unless you sign another cohabitation agreement setting out their interest in your property. That type of cohabitation agreement minimises the risk of your partner claiming they have a beneficial interest in the property because you took money off them as rent and payment towards household bills but, after you split up, your ex alleges their monthly contribution paid towards the mortgage so they have a claim over the equity in the property.
If you are buying a property jointly with your unmarried partner then your cohabitation agreement could record the detail of who paid the deposit, how the mortgage payments will be split, and other details, so you avoid having to get information and paperwork many years later to prove you paid the majority of the deposit and mortgage or to try and prove that it was agreed that you would get 70% of the equity because it was your inheritance from your grandmother that enabled you to pay the deposit and stamp duty.
It pays for an expert family solicitor to talk to you about your options and to prepare a bespoke cohabitation agreement for you. Most people assume that a cohabitation agreement has to be a standard document but it can be created to meet your relationship and property needs and be as straightforward or as complicated as you want to make it.
Can a cohabitation agreement be changed?
Some couples are reluctant to sign a cohabitation agreement because they think that circumstances may change. For example, if your partner is moving into your house the initial intention may be that the house will remain yours but that may change over time if you want to renovate or extend the property. Alternatively, once your relationship is established you may want your partner to share the mortgage payments with you, whilst still wanting to protect the equity that you built up in the property before your partner moved in with you.
Cohabitation agreements can be changed as your relationship develops or circumstances change but it is essential to record your revised agreement in a new document. That’s because most cohabitation agreements say any verbal promises or assurances will not carry any weight and any changes to your original agreement must be in a deed. A signed agreement avoids expensive court proceedings over whether conversations occurred, whether you really intended to give your partner an increased beneficial or property interest, or whether your partner misinterpreted your conversation or twisted it to their advantage.
If I don’t sign a cohabitation agreement, is the jointly owned house half mine?
The house isn’t necessarily half yours if you don’t sign a cohabitation agreement. It all depends on how the house was legally purchased (was the family home bought as joint tenants or tenants in common) and what your intentions were. Not having a cohabitation agreement can result in expensive court proceedings if one partner decides they want to claim half the house when they didn’t pay half towards the deposit or if one partner wants more than half the equity in the family home because they paid for the extension or for the new bathroom. A cohabitation agreement will cover who gets what percentage of equity in the house if it has to be sold. A bespoke agreement can also cater for one partner paying for renovations or paying off the mortgage.
Key points on a cohabitation agreement
Even if a house, investment, or business asset is owned by one partner, the other party to the relationship can still make a property or financial claim based on verbal or written promises, trust, and property law. The cost, risks, and inherent uncertainty of court litigation can be avoided, or significantly reduced, by a cohabitation agreement.
For help from expert family lawyers call our team of specialist family lawyers or complete our online enquiry form.
Every time you stand in a queue at the airport do you tense up, worried about whether you will be challenged by an official over your paperwork, luggage or children? It is a particular concern if your children’s surname is different to your own. For example, if your ex-partner registered the children using her surname or if you reverted to using your maiden name after your divorce.
In this article, our family law solicitors look at the issues that can arise when travelling with your children if their surname is different to yours.
For expert family law advice call our team of specialist family lawyers or complete our online enquiry form.
Why do issues arise when travelling with children whose surnames are different to yours?
You may think that an official is just being difficult but border officials, passport control, and airport and ferry staff are all trained to look out for children travelling with adults who do not share the surname of the children they are accompanying. It is a red flag for potential child abduction or child trafficking – although all you want to do is take your children to Spain for a much-earned break.
It is easy to get angry when you are questioned about your children, especially when you are already stressed out by airport delays or if your toddler is having a tantrum. When your child looks like the spitting image of you then it is hard to bite back on a cutting reply and easy to get into an argument that can unravel into your family not being able to travel.
As family law solicitors working with parents worried about potential child abduction and trying to recover abducted children from abroad, the careful approach taken by some UK and overseas border officials and travel staff is in many ways very welcome. However, family solicitors do share the frustration experienced by some UK families about the lack of consistent international rules on the paperwork needed to travel with a child either as a family, a single parent, a relative or a nanny. The difference in regulations between countries can catch out the unwary parent and ruin a planned trip.
It isn’t just single, separated or divorced parents who need to be careful. If you are a grandparent, whose surname is different to that of your grandchild, and you are taking your child abroad on holiday then you may encounter the same issues.
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A cautionary tale
For those who question if travelling with a child is an issue our family law solicitor, Louise Halford, has first-hand experience of the difficulties. She tried to help a dad take his daughter on holiday to South Africa. He had arrived at the airport check-in desk without appreciating that as he was flying to South Africa on his own with his daughter, he would need a legal affidavit as well as extra paperwork. She happened to be at the next check-in desk and offered to help with the legal document and his wife rushed down with extra paperwork to try and make sure that her daughter could go on the planned trip. Sadly, all their efforts didn’t work out as the family only had their daughter’s short-style birth certificate.
If an affidavit is needed so a child can go abroad with a parent then there must be enough time for all the paperwork to be obtained before the affidavit is sworn.
What paperwork is needed if you are travelling overseas and your children have a different surname?
The exact documents you need depend on the country you are travelling to. Whilst you may not be challenged to produce additional documents in the UK you may be asked for additional paperwork when you are trying to enter another country or leave it to return to the UK.
As a general rule, to safeguard yourself and in case of officials not taking your word about your relationship with your children, it is best to take birth certificates for yourself and the children, copies of any change of name deed and marriage certificate (for example, if you reverted to your maiden name after your divorce) and evidence that the child’s other parent agrees to the trip. If you couldn’t get the other parent’s written consent, and instead had to apply to the court to obtain a holiday order, then take the order with you. If the court has awarded you a child arrangement order it is sensible to take a copy of that order as well.
Do I need the other parent’s consent to take the children out of the UK?
If you are not travelling with your child’s other parent, you may need their written consent or a court order to legally take your child abroad.
Whether you need the other parent’s written agreement depends on if your child lives with you and if you have a child arrangement order that says you are the parent with care. If so, you don’t need written consent or a holiday court order provided your overseas holiday is for 28 days or less.
If you fall in the category of the child arrangement order covering your trip it is sensible to take the order with you. If you aren’t sure if your child arrangement order says your child lives with you ( the wording on court orders can be rather confusing) speak to a family law solicitor about whether you need written consent or a holiday order.
If you don’t have a child arrangement order, or the order just sets out the contact arrangements with your child, then you need written agreement from the other parent (or anyone else with parental responsibility) or a holiday court order.
From a family law solicitor’s perspective, parents should be prepared to answer questions when travelling overseas with their children, especially when the children have a different surname to you, and should check the:
The paperwork you need to take with you and
The rules in the country you are travelling to and the documents you may need there
For expert family law advice call our team of specialist family lawyers or complete our online enquiry form.
You may have heard of prenuptial agreements but not everyone is aware that you can sign a document that is similar in nature to a prenuptial agreement but completed after your marriage. It is called a postnuptial agreement.
A postnuptial agreement is entered into by a couple who are married or in a civil partnership and who want to record how their assets will be shared (or a specific asset, such as the family farm or business, will be ringfenced) in the event of their separation or divorce.
In this article, family law solicitor, Robin Charrot, answers your questions on what a postnuptial agreement is and whether they work.
For expert advice on prenuptial and postnuptial agreements call our team of specialist divorce lawyers or complete our online enquiry form.
When do you get a postnuptial agreement?
A postnuptial agreement is not limited to those who ran out of time to negotiate and sign a prenuptial agreement before their marriage or civil partnership. You can sign a postnuptial agreement whether you have been married a day, a year, or 31 years. It is therefore never too late to get family law legal advice about a postnuptial agreement.
It is a common fallacy that your husband or wife will only ask about a postnuptial agreement if they believe the marriage is in trouble. That is not true. Many happily married couples ask about postnuptial agreements, often triggered by a friend’s highly acrimonious divorce and a desire to avoid that type of dispute or because a life event has made them appreciate that a postnuptial agreement is just like precautionary insurance; sensible planning and a useful document to have.
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Should I sign a postnuptial agreement?
There are many reasons why you may consider discussing a postnuptial agreement with your husband, wife, or civil partner. Their initial response may be bemusement as many assume that postnuptial agreements are only signed by Londoners or those who mix in ultra-high net worth international jet-setting circles. If you do not have a yacht or a holiday home in the Caribbean you may think that a postnuptial agreement is out of your league.
As specialist family law solicitors based in Cheshire and North Manchester, we have seen a rise in inquiries about postnuptial agreements from across the Northwest of England. They help protect family wealth and minimise the emotional and legal costs of sorting out a divorce financial settlement dispute at the time of a separation or divorce.
The rise in popularity of the postnuptial agreement is a natural progression from the increased take up of prenuptial agreements.
Triggers for considering a postnuptial agreement include:
An increase in marriages with non-British nationals and the acceptance of postnuptial agreements in some overseas countries as a usual step in marital planning
The number of couples getting married later in life and acknowledging the need to take ongoing sophisticated legal advice given the extent of their assets and their desire to protect some of their wealth for children from earlier relationships
Business owners wanting to protect business assets from the impact of a separation or divorce as without an agreement in place the court could be asked to order the sale of a business or shares
The trustees of a discretionary trust wanting to make capital or income distributions to a beneficiary of the trust fund and raising the advisability of a postnuptial agreement to protect trust distributions
The older generation who wants to start lifetime gifting to a son or daughter, having been advised of the inheritance tax advantages of estate planning by their private client lawyers or financial advisors, but who are wary of making substantial lifetime gifts unless they can be reasonably confident that their family money will not be given to their son in law or daughter in law in any divorce settlement
Couples who entered into a prenuptial agreement and a change in life circumstances results in a need to change the terms of their prenuptial agreement
Couples who contemplated divorce proceedings but decided to make a go of their marriage and, after having had some experience of the divorce financial settlement process, want to put a postnuptial agreement in place so that if they do end up splitting up there is less chance of costly and fraught divorce financial settlement court proceedings to split the assets
Relocation to the UK or to another country and given the difference in divorce laws a recognition of the benefits of a postnuptial agreement setting out the jurisdiction for any future divorce as well as the split of money and other assets
Divorce solicitors are confident that in the future prenuptial agreements and postnuptial agreements will be seen as an essential part of life planning, in much the same way as taking out life insurance, signing a Will, finalising a Lasting Power of Attorney, or carrying out a regular investment portfolio review with a financial advisor.
Thinking about a postnuptial agreement
If you are thinking about a postnuptial agreement, it is best to be aware that there must be:
An agreement with your husband or wife. There can be no element of duress or coercion
Disclosure of current relevant financial and other circumstances
Specialist legal advice taken by both husband and wife on their postnuptial agreement
If all those elements are properly ticked off and the agreement provides a fair split of the family assets the postnuptial agreement should be upheld by a divorce court in any subsequent divorce financial settlement proceedings.
Postnuptial agreements are individual to the couple and no agreement will be the same. That is why it is so important to get expert postnuptial agreement legal advice, whatever the reasons behind why you are contemplating a postnuptial agreement.
For expert advice on prenuptial and postnuptial agreements call our team of specialist divorce lawyers or complete our online enquiry form.
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