Family Law Articles & Advice

When private client solicitors talk legal jargon, it can be hard to take in what they are saying. It is tempting to just let their legalese wash over you, but if you are making a new Will with a Will solicitor or debating whether to sign a Power of Attorney, you need to understand what your lawyer is saying to you. In this blog, Will solicitor and legalese interpreter Chris Strogen explains the difference between the Executor of a Will and an Attorney in a Lasting Power of Attorney. For expert Will and Lasting Power of Attorney advice call our team or complete our online enquiry form. Will or Power of Attorney Do you need a Will or a Lasting Power of Attorney? Our private client solicitors say that, ideally, you need both as the documents are different to one another and serve different purposes. Many people don’t realise that they, and their relatives, need a Will and a Power of Attorney. They think that as they are an Attorney for a parent or grandparent, they don’t need to worry that their relative hasn’t made a Will. That’s not correct. The relative needs a Will and Power of Attorney. Here is how Wills and Powers of Attorney work separately: A Lasting Power of Attorney appoints Attorneys to act for you while you are alive. There are two types of Power of Attorney. The Power of Attorney ends on the death of the person who signed the document granting Power of Attorney A Will sets out how you want your estate administered after your death and says who will receive your estate. An Executor is appointed in your Will to administer the estate and arrange the distribution of money to your beneficiaries in accordance with your Will. A Will has no force or legal effect until the testator or Will maker has died. Therefore, an Executor of a Will has no rights to sort out the Will maker’s financial affairs, even if the Will maker has lost the capacity to make their own financial decisions A Will isn’t an alternative to a Lasting Power of Attorney and nor is a Power of Attorney akin to a Will. Both are necessary tools for an organised life. What happens if there is no Power of Attorney? Firstly, there are two types of Lasting Power of Attorney and they do different tasks. You can choose whether you want one or both types: Health & Welfare Lasting Power of Attorney – this type of Lasting Power of Attorney allows nominated family or friends (called Attorneys) to make decisions about the donor’s medical treatment and care needs if the donor cannot make decisions as they don’t have the capacity to do so Property and Financial Affairs Power of Attorney – this type of Lasting Power of Attorney allows Attorneys to manage the financial affairs of the person signing the LPA A Health & Welfare Lasting Power of Attorney doesn’t come into effect unless the person who signed it has lost the capacity to make their own health or welfare decisions. A Property and Financial Affairs Power of Attorney can come into effect when signed if that is what is required. For example, if a donor wants a relative to handle their financial affairs or a property sale whilst they are living overseas. If a person doesn’t have a Power of Attorney and a doctor assesses them as having lost capacity to make their own decisions then the fact that they are married or have a Will with a named Executor doesn’t give the spouse or the Executor the legal right to act on the person’s behalf even though they have their best interests at heart. Instead, there is a legal limbo situation until an application is made to the Court of Protection for a Deputy to be appointed. The Deputy may be the person’s spouse or Executor in the Will, but most financial institutions won't act unless there is either a registered Lasting Power of Attorney or order from the Court of Protection. Most private client solicitors recommend signing a Lasting Power of Attorney to cover for the hopefully unlikely event of temporarily or permanently losing capacity in an accident or through ill health, such as a stroke or dementia. What happens if you don’t have a Will? If a person dies without a valid Will, it is called dying intestate. The law says that any money and property pass under intestacy rules. The fact that the person had signed a Lasting Power of Attorney giving financial authority to an Attorney is irrelevant as the Power of Attorney ceases to have effect on death. The intestacy rules are very rigid. They say how much of the estate goes to a surviving husband or wife or more distant relatives if there is no spouse or children. This can produce very unfair outcomes when cohabiting partners or stepchildren won't be entitled to receive anything under the intestacy rules and an estranged cousin will inherit the entire estate unless the intestacy rules are challenged by a court application. [related_posts] Should the Attorney and Executor be the same person? A person can be an Attorney and an Executor of a Will but there is no requirement to appoint the same person. Most people prefer to appoint two Attorneys in a Lasting Power of Attorney so there is consultation before important decisions are taken. Most Wills include two Executors as that is necessary if the deceased owned property or if there is a trust because there are minor children. Choosing an Attorney and executor is very much a personal choice. Your choice may depend on the type of Lasting Power of Attorney you are signing. For example, your husband or wife is likely to be your preferred choice of Attorney for a Health & Welfare Lasting Power of Attorney but you may want to appoint your Will solicitor as the Executor of your Will as the solicitor will be handling the administration of your estate and ensuring that assets are sold and money distributed to your loved ones as quickly as possible. Whoever you choose to be your Attorney or Executor it is important to check with them first to ensure they are willing to act as an Attorney or Executor or both. That’s because both roles come with legal responsibilities that won't suit everyone. Making a Power of Attorney or Will Whether you are signing a Power of Attorney or a Will, both types of documents are all about forward thinking and planning. Our experienced Will and Lasting Power of Attorney solicitors can advise you on your choices to help you finalise a Power of Attorney and/or Will that reflects your wishes. For expert Will and Lasting Power of Attorney advice call our team or complete our online enquiry form.

The long school summer holidays are fast approaching. Our Northwest family law solicitors offer some tips if you have been unable to agree on child contact over the school holidays. For summer holiday contact advice, phone Evolve Family Law or complete our online enquiry form. Dividing the days or weeks Whether it’s your first school summer holiday after your split or your tenth year, negotiating school holiday contact can be tricky. Parents often assume that if they sorted out last year’s holiday dates with ease then this year should be equally trouble-free. That’s often not the case because: Children’s needs change Your ex may want to take the children overseas for the first time or to a country that you don’t think is safe You may want to take your children on holiday with a new partner and your ex-partner objects You can't take as much time off work this year and your former partner won't step up and share child care or pay towards the cost of school holiday clubs Your child is refusing to stay with their other parent and your ex-partner thinks you have put them up to it Your former partner wants to take the children on a long-haul flight to see extended family and experience their heritage. However, the plans involve a five-week trip because of the distances involved Your ex wants to split the summer hols into days rather than weeks so you each spend a few days each week with the children and that doesn’t suit your work or holiday plans Our family lawyers can help you whatever the reasons for being unable to agree on school summer holiday contact this year. Ways to sort out summer holiday contact disputes There are several ways you can sort out disagreements over holiday contact: Legal advice and then discuss contact directly with the other parent Letter from a family solicitor to your ex-partner Family mediation Application for a holiday order Application for a child arrangement order A family lawyer can discuss the option that best suits your needs. Here are some pointers: Direct discussions can work after a consultation with a solicitor. The meeting will explain your rights and advise on whether the court would likely think your proposals reasonable and give information on the costs and timescales of your alternate options A letter from a children lawyer can sometimes quickly sort out what initially appeared to be an intractable dispute that could only be solved with a court application Family mediation is an excellent way to speak to your ex with a neutral mediator present to help you facilitate a compromise acceptable to both of you. Advice from family lawyers before the mediation can help you understand your rights and court options. That way you know when it is sensible to compromise A holiday order is necessary if you want to take your child abroad and your ex won't give their consent. Going on an overseas holiday without either written consent or a court order could mean you are stopped at the airport or accused of parental child abduction A child arrangement order is of benefit because if the order says your child lives with you then the law states you can take your child on holiday for up to 28 days without needing your ex-partner’s agreement or a holiday order [related_posts] School summer holiday contact tips Here are the top tips from Evolve Family Law for negotiating summer holiday contact arrangements for your children: 1. Plan the holiday contact as early as possible As soon as you get the school holiday schedule for the year you should start to plan holiday contact with your ex-partner. Planning needs to start early in many families as annual leave can be difficult to arrange because all working parents want time off during school holidays. It is especially complicated when you and/or your ex are part of a blended family and have the commitments of step-parents and the needs of half-siblings or stepchildren to consider. 2. Look at the wider picture If you want to take the children skiing at Easter or want to take them on a long-haul holiday next year it's best to look at the wider picture when negotiating summer holiday contact. If your ex is prepared to make Christmas contact concessions then maybe you should be flexible over the summer holiday plans. 3. Think about the children When you are negotiating with your former partner it can be easy to forget to ask your children what they want or to agree to a contact schedule that doesn’t suit your children. For example, no teen will want a 9 am handover and most children won't benefit from going on back-to-back holidays to Spain with each parent whilst spending the rest of the summer with nothing planned. 4. Be flexible It can be hard to be flexible if you have booked a foreign holiday or if time off work for child care cover must be booked months in advance. However, it is best to listen to requests for changes to the contact regime as next year you may need a bit of flexibility. 5. Consult a solicitor Too often parents don’t take their children away on a beach holiday to Spain because their ex won't agree or a parent ends up with a contact schedule that doesn’t meet their needs or the needs of their child. With advice from a family lawyer and a letter from them to your ex-partner, you may be able to sort out a summer holiday contact regime that works for you and your children. How Evolve Family Law can help Our team of family law experts have lots of experience in negotiating contact after parental separation and divorce. Our focus is to help you reach an agreement without the need to apply to the court for a holiday order or child arrangement order. For summer holiday contact advice, phone Evolve Family Law or complete our online enquiry form.

At Evolve Family Law, founders Robin Charrot and Louise Halford recognised that if they were going to ‘break the mould’ and set up a family law firm with a difference, they would need a fair fees policy for their clients. That policy has been in place since Evolve Family Law was established in 2015. A decade on, the Law Society (a sort of trade union for solicitors) and the Solicitors Regulation Authority (the organisation tasked with regulating the legal profession) are looking at how lawyers charge. Evolve Family Law always welcomes an up-front chat with new clients about legal fees. We recommend you look at our prices page and then contact our family lawyers and Will and estate planning solicitors to see how we can help with your divorce, separation from your unmarried partner, dispute over parenting arrangements (custody or contact), financial settlement or Will and estate planning. If you need help with family or private client law, phone Evolve Family Law or complete our online enquiry form. The cost of using a divorce solicitor When you first talk to a divorce lawyer, your priority is getting your divorce sorted out. That might include obtaining a child arrangement order so your children can live with you, negotiating a financial settlement that allows you to move on with your life and securing your no-fault divorce. Enquiries about costs can be a low priority until the law firm starts sending invoices, but for interested clients, lawyers charge in two main ways: Fixed fees Hourly rates With a fixed fee agreement, you know that whether your Will solicitor spends one hour or eight hours advising you on estate planning and writing your Will, you will be charged the fixed amount. The same applies to Northwest divorce lawyers and no-fault divorces. Some areas of family law are difficult to bill fairly on a fixed fee basis. Take the case of a child arrangement order or specific issue order application, your children lawyers won't know if you will need to attend two or twelve court hearings before the family court judge makes a final order. If the lawyer bases their fixed fee on twelve hearings, that wouldn’t be fair to the parents who can reach an agreement at the second court hearing. At Evolve Family Law, we think the fair thing to do is to offer a mix of fixed fees and fees based on the fee-earner’s hourly rates. Hourly rates for divorce solicitors Evolve Family Law has been publishing our competitive hourly rates for directors (Louise Halford and Robin Charrot), family law and Will solicitors and paralegals for nearly a decade. What sets us apart from many other law firms is that we charge by the minute. That sounds greedy, but it isn’t when you contrast our established legal billing practices with other North West law firms. Most law firms charge in six-minute units. What that means in practice is if a solicitor spends 13 minutes reading a document, you will be charged for 18 minutes of the lawyer’s time. At Evolve Family Law, we charge you for the 13 minutes of time spent by one of our lawyers at their agreed hourly rate. You may think that paying extra for a few minutes of your solicitor's time isn’t a big deal. However, over a long financial settlement negotiation or complex child abduction proceedings, all those minutes can add up to thousands of pounds in comparison to the fees charged by a ‘by the minute’ lawyer. [related_posts] Interest on your money There may be times when your lawyer must hold money on your behalf. For example, client money can be held by a family law or private client solicitor where: Money is paid upfront for legal fees or expenses such as barrister or expert fees A lump sum payment will be paid to your ex-husband or wife with the payment going via solicitors The assets of an estate have been gathered in and a probate solicitor needs to pay inheritance tax and debts owed by the estate before distributing the balance to the beneficiaries in the Will (if there is no Will, the monies will be distributed by following the intestacy rules) You may think that interest will be a miniscule amount, but that could not be further from the truth. A recent Law Society financial benchmarking survey reveals the facts. The survey was written and produced by the legal team at Hazlewoods LLP for the Law Society Leadership and Management Section and sponsored by Lloyds. Data was collected from 145 small and mid-sized law firms across England and Wales, with the firms having a combined fee income of over £1.1 billion. A Law Society Gazette article highlights that falling law firm profits are masked by the equity partners or directors of law firms retaining the interest earned on client capital while it is banked by the law firms. Research shows that around 20% of partners' and directors' income is generated from client interest rather than traditional fixed fees or hourly rate charges. Using client interest to generate income for lawyers is a practice that the Solicitors Regulation Authority is looking into. At Evolve Family Law, we have taken a lead on fair billing and retention of client interest. Our policy is that the interest generated on our holding money on your behalf belongs to you and we will repay any interest earned on your money if the interest amount exceeds £50. We have a £50 interest threshold as otherwise we would spend more administration time in refunding interest. Increasing our administration overheads (and, therefore our hourly rates) isn’t in the best interests of all our valued clients. Talk to Evolve Family Law At Evolve Family Law, we believe in being transparent in all we do. That means in addition to being upfront on costs, we are equally clear on the timescales to obtain a family court order or to administer an estate and the likely complexities. We think good communication is the key to a good relationship with our clients. We hope that you will agree to our approach and will want to work with us. If you need help with family or private client law, phone Evolve Family Law or complete our online enquiry form.

Some people want to change their name after their divorce. Others worry that it will mean they have a different surname to their children. In some situations, a woman is told to change their name back to their maiden name because their ex-husband doesn’t want them to continue using his surname. In this blog, our Northwest divorce solicitors look at the law on changing your name and how to go about it if you decide to do so after your divorce. For expert divorce advice call our team of specialist divorce lawyers or complete our online enquiry form. Does your surname automatically revert to your maiden name after divorce? A woman's surname does not automatically change back to her maiden name upon her divorce. A conscious decision needs to be made. Our family law solicitors recommend you reflect on whether you want to use a different name than your married name and that you don’t allow yourself to be influenced by the views of your former spouse or family.  If you decide to change your name for a second time back to your married surname you can do so but it involves more paperwork. That’s why we suggest you consider your options rather than rush into a name change. It is also important to get the timing right. For example, you may not want to change your surname before a planned overseas holiday when your passport will be in a different name to your holiday booking or when you are a few days away from completing the sale of the family home. Changing your name after divorce  Anyone in England can call themselves what they want. There is no property in a name. By that, we mean that if you want to keep your husband's surname after your divorce you are free to do so. There is nothing he can do to stop you. Equally, you can change your first name, your surname or both names or revert to using your maiden name. How to go about changing your name You can call yourself what you want but you are likely to need evidence of your change of name. For example, if you want a new passport, to transfer your bank account into your new name or to buy a property.  If you are changing your surname back to your maiden name some institutions will accept your birth certificate, marriage certificate and final divorce order as sufficient evidence. Others may want a formal change of name deed. Our family law solicitors can prepare the change of name deed for you. We will ensure you receive sufficient certified copies so you can use the certified change of name deed with institutions such as banks, building societies, your employer, the DVLA and the passport office.  If you have a Will, you should keep a copy of your change of name deed with your Will and other important documents. When you get divorced you need to update your Will so it is sensible to sign your change of name deed before you sign your new Will. Our private client solicitors can advise you on your Will and your lasting power of attorney.  Registering a change of name deed You can register your change of name deed but there is no legal requirement or need to do so. An unregistered change of name deed document is referred to as ‘unenrolled’ and a registered one as ‘enrolled.’ Enrolling the deed involves an application to the Royal Courts of Justice and payment of a fee. Your change of name is then a matter of public record. [related_posts] Changing a child’s surname  Your decision to change your surname after your divorce may be influenced by whether your child can change their surname. A child can change their surname with the agreement of their parents and anyone else with parental responsibility for the child. If a parent or other person won't agree to the name change an application can be made to the family court for a specific issue order. In a specific issue order application, the judge decides on the child’s surname after considering the child’s best interests. Where a name change is agreed or the court orders a change of name a parent can sign a change of name deed on behalf of their child. The fact that a parent is not paying child support or a parent is not having regular contact does not mean that the court will order a name change. The court looks at the application from the perspective of the child and whether a name change would be confusing or beneficial.  Our family law solicitors can advise you on all aspects of parenting your child after a separation or divorce including advice on residence and contact, applying for a child arrangement order or reaching a parenting agreement through solicitor negotiations or in family mediation.  For friendly expert divorce advice call our team of specialist divorce lawyers or complete our online enquiry form.

In this blog, North West family lawyer Louise Halford looks at divorce emotions and explains how an empathetic family law solicitor can help you navigate the stages of grief during divorce. Separation and divorce can be an emotional rollercoaster. It’s a ride you probably didn’t want to get on with many twists and turns.  At Evolve Family Law our divorce solicitors understand that as well as needing specialist family law advice to help you on your divorce journey you also require support in navigating the path to life beyond divorce. If you need help with your divorce or separation phone us or complete our online enquiry form. Experiencing divorce emotions Everyone experiences divorce differently. With over 25 years of experience as a family lawyer, Louise Halford has learnt that divorce emotions are not necessarily linked to how long you were married or if you are divorcing with young children. If you have been married for two years your divorce emotions may be just as intense as someone who was married for twenty-plus years - because you are grieving for the years and the children you might have had. When you are separating your friends and family may try to compare what you are going through with their own experiences or tell you to get a grip because your divorce emotions can't be compared to a bereavement. However, with a bereavement, you may feel anger and an overwhelming sense of loss but not the same sense of rejection and repudiation. The grief can be just as real as a bereavement, just different. As specialist family law solicitors, we see a lot of raw divorce emotions. We believe it’s best for people to be honest about their grief and for comparisons not to be made with others – it isn’t a league table and you are entitled to feel the emotions you are experiencing. The range of divorce emotions  People can feel: Grief and sorrow Anger and rage Guilt Sadness and a sense of loss Euphoria and joy  Vindication  Fear You may feel all these emotions during your separation and divorce or just some of them. Often emotions can be all mixed up with you feeling euphoric at finally taking the plunge and leaving your ex but fearful about your future. Emotions can be very jumbled up. For example: Experiencing grief because your children won't have the sort of childhood you envisaged for them Feeling guilty that you were the one to end the relationship but feeling glad that you can move on with your life Feeling euphoric that you have your final order in the divorce proceedings but sad because of the impact of the separation on your children  Feeling vindicated because your suspicions about your ex were right but fearful about what the future may hold for you as a single parent  Some of our divorce clients are very open about their emotions. They describe the daily rollercoaster of feeling bereft at breakfast and optimistic by one o'clock with tinges of vindication tempered by guilt. Those feelings can be even more complicated when you are trying to help your children or step-children through their emotional processing of parental separation and to sort out post-separation parenting arrangements. Divorce emotions and children   The first point to acknowledge is that whether you are a stay-at-home parent of a toddler or living with your adult children in the family home your children can colour your divorce journey. For example: Guilt – because you won't be able to fund a deposit for your adult child to buy their first home or you may have to return to work earlier than anticipated after the birth of a child  Fear – because you are worried about the impact of selling the family home on teenage children  Anger – as you know your child is upset that they are no longer living with both parents and you can't see your child as much as you would like as your ex is being difficult [related_posts] Managing divorce emotions    Some people manage their grief and divorce emotions by denying they exist and devoting their energy to appearing calm and in control. It can be counterproductive to keep a tight lid on emotions. They can explode into a burst of anger meaning you tell your ex what you really think of their behaviour. That can be unhelpful when trying to co-parent or negotiate a financial settlement. Others manage their grief by talking to family or friends but this can be wearing for friends or family if they are your sole source of support. They may also offer support that isn’t appropriate for you or the sort of help that may exacerbate your issues. Others may try to take over in the guise of helping but it is your financial settlement, not theirs. Keeping divorce emotions in check can be important if you are employed but it isn’t realistic to think that your work won't be affected by what is happening in your personal life. Sometimes letting the HR department know about your separation can help as managers may be more sympathetic if they know you have separated. That’s because employers perceive divorce as a temporary problem resulting in a short-term dip in performance rather than an unexplained and potential long-term issue. Also, some employers offer paid for counselling. Getting some help to manage divorce grief and emotions  A divorce solicitor isn’t a counsellor or therapist but you should not hide how you feel from your lawyer. They need to know this so they can provide the support you need. This could range from suggesting you meet with a specialist counsellor, see your GP or delay starting family mediation until you are ‘in a better place’ to negotiate a financial settlement.  Alternatively, you may need more practical help, such as a recommendation for an empathetic mortgage advisor or financial advisor to fully explore and explain your mortgage or financial options or advice on applying for an injunction order or a child arrangement order if your emotions are down to your ex-partner continuing to harass you or due to their behaviour around the children. Divorce emotions don’t cut off after six weeks or even a year. You may be a sudden rush of emotion when you thought you were over the worst. Telling your solicitor how you feel is important so they don’t mistake your emotional state as being willing to do a deal at a financial dispute resolution hearing when the reality is that you are feeling overwhelmed and unable to make decisions. At Evolve Family Law all our solicitors are empathetic to your situation and are here to listen and help. If you need help with your divorce or separation phone us or complete our online enquiry form.

Our North West divorce solicitors write lots of financial consent orders. This blog explains why you need an order and how we write them. If you would like our help in negotiating a financial settlement or writing an order then call us for a quote and to arrange a consultation. For financial consent order advice call our team of specialist divorce lawyers or complete our online enquiry form. Why you need a financial consent order  Anyone who is getting divorced, or who got divorced without a financial court order, needs an order.  That advice applies even if you: Don’t own a house Signed a prenup or postnup Parted amicably and you don’t think your ex would ever come after you for money  Split the house sale proceeds when you separated Didn’t start your new business or buy your current house until after your divorce  Signed a separation agreement  Reached an agreement in family mediation  Think your ex has more money than you  If you don’t have a financial court order you risk your ex being able to ask for a financial settlement.  Your former spouse can do that many years after the divorce is finalised. Back in 2000, you may have been married for a few years and think that you are in the clear but your ex could have hit hard times or heard about your success and want a share of your pension or a payoff because they know you have inherited some money. If you don’t want to be at risk of an unexpected claim you need a financial court order – preferably one that includes a clean break. What is a clean break financial consent order? A clean break financial consent order stops any future financial claims. Other types of financial consent orders leave the door partially open so a spouse can ask for maintenance later or can ask the court to swap their spousal maintenance into a pension sharing order. If you are relying on your ex’s solicitor to prepare the consent order because you want to save a bit of money then this may be a false economy as you need to know what your options are and what the clauses mean. For example, a financial consent order can be a full clean break, partial clean break or leave future claims open. The law is confusing and that’s why most divorcing couples find that they need expert advice to protect their interests. Even if you didn’t negotiate a clean break order some things can't be reopened after you have obtained your financial consent order. For example, if you agreed to give your ex-husband £100,000 in consideration for him agreeing to transfer the family home into your name, your ex can't normally argue after the order has been made that he wants an extra £20,000. The only circumstances where a capital part of a financial consent order can be re-opened is where a former spouse can show there was an element of dishonesty or coercion at the time of the original order. Feeling regretful that you didn’t get a better deal isn’t sufficient for a court to reopen the order. [related_posts] How to write a financial consent order? You need to take a lot of care when writing a financial consent order. That’s because once the order is made it is final. The judge won't agree to you asking to change the order because you did not fully understand what a clause meant. As family law solicitors we write financial consent orders every week but we are cautious when doing so to check that: The wording in the draft financial consent order is the same as in your negotiated financial settlement. Your financial  deal could be in a solicitor’s letter, minutes of a roundtable meeting or memorandum of agreement made in family mediation  The wording is as clear and simple as possible whilst also following legal precedents. These legal precedents mean it is less likely that your financial consent order wording could be questioned by the judge asked to approve the order or later on. For example, if your order includes spousal maintenance but does not give your ex the ability to apply back to court to extend the time that spousal maintenance is paid for, this must be carefully worded as a deferred clean break   You understand what your financial consent order means and who is responsible for checking its implementation. For example, if you agree to a pension sharing order it must be implemented by the pension administrator. The court will not implement the order for you  The order is capable of being enforced. If you have agreed to receive £100,000 as a lump sum from your ex there needs to be a deadline for payment so you can enforce the order if it isn’t paid. If you are going to receive spousal maintenance the order should say that the money will be paid by standing order to save aggro   You understand the importance of providing accurate information in your financial statement of information. The judge will not approve your agreed financial consent order without you both completing a financial statement of information. This must be on the prescribed form. While the judge won't be concerned about the pence (you can round down or up the amount you have in savings) the onus is on you to provide accurate information. For example, if you say your family business shareholding is worth £500,000 when you have had an offer for the company that gives your shares a value of £3 m. That level of inaccuracy would leave you exposed to your ex being able to reopen the order as it was made without full and frank financial disclosure. The same would apply if you only mentioned one pension transfer value when you had three pensions at the time of your divorce or if you didn’t mention other relevant financial or personal information The order is future-proofed if that is what you want.  If you have agreed to pay spousal maintenance, do you want to include a clause that says the maintenance is inflation-linked to avoid the need for variation applications? There are other ways you may need to future-proof your order      Fixed fee financial consent orders At Evolve Family Law we offer transparent pricing and fixed fees for preparing most financial consent orders. For more information on our fixed fees have a look here.  For information on financial consent orders or advice on divorce or family law call our team of specialist divorce lawyers or complete our online enquiry form.

Sorting out how you split the equity in the family home can be tricky. It can be a lot harder to reach a divorce settlement when you are also trying to agree on who pays the bank loan and credit cards, what happens to the pensions, and whether one of you should pay spousal maintenance and for how long. In this blog, our family law solicitors answer your questions on divorce financial settlements.  Call us for expert family law advice or complete our online enquiry form.  Reaching a divorce settlement  In the UK, divorce settlements are discretionary and based on reasonable needs. The statutory factors make it hard for couples to reach a financial agreement as English family law doesn’t say that a husband and wife must split their assets equally or that a wife must return to full-time employment when the youngest child is 11 or that a husband will always keep a family business owned before the marriage or even that the divorce court must follow a prenuptial agreement. If there are no hard and fast rules, how are divorce settlements reached? Ultimately, if a husband and wife can't agree, it is down to a family court judge to decide what happens to each asset and make a financial court order. The judge will look at statutory criteria and case law when making the order. When a divorce solicitor advises on likely divorce settlement outcomes, they base their advice on their experience in negotiating settlements and representing spouses in contested financial court proceedings.  Divorce settlement advice   If you need divorce settlement advice, it's crucial to speak to a divorce lawyer. The solicitor will talk to you about your circumstances before offering advice. Examples of why information and talking are important include: It is often assumed there should be a 50/50 split of assets after a long marriage. However, that assumption could be displaced for several reasons, such as the wife can't get a mortgage and needs more than 50% of the assets to buy a new family home for herself and the children or most of the assets were inherited by the husband before the marriage and the wife can comfortably rehouse herself and meet all her other needs with 30% of the total assets. Alternatively, the couple may have signed a prenuptial agreement to ringfence inherited money Clean breaks should be achieved to end any financial or other ongoing ties between husband and wife. However, if the family home is sold, the equity won't be enough for either the husband or wife to buy another property, so both parents will be stuck renting. Maybe the parent who is the primary carer of the children should stay in the family home until the youngest child is 18. The house can then be sold, and the proceeds of the sale can be split in percentages fair to the ex-husband and wife   Discretion and how it works with divorce settlements Family law solicitors will outline the discretionary factors the court applies when making a financial court order after a contested final hearing of a financial application. The factors are just as relevant if you are negotiating an agreement through family mediation, solicitor negotiations or trying to do a deal at a financial dispute resolution hearing. The discretionary factors are contained in Section 25 of the Matrimonial Causes Act 1973. The lawyer shorthand for them is ‘Section 25 criteria’. The court’s first concern should be the welfare of any dependent children and how the children's needs will be met. The court should then consider the Section 25 criteria: The income, earning capacity, property, and other financial resources that the husband and wife have or are likely to have in the foreseeable future. With earning capacity, this includes any increase in that capacity which it would, in the opinion of the court, be reasonable to expect a husband or wife to take steps to acquire The financial needs, obligations, and responsibilities that the husband and wife have or are likely to have in the foreseeable future The standard of living enjoyed by the family before the breakdown of the marriage The age of the husband and wife and the length of the relationship  Any health issues affecting either the husband or wife or their children   The contributions made by the husband or wife or likely to be made in the foreseeable future to the welfare of the family, including any contribution as a homemaker or stay-at-home parent  The conduct of the husband or wife if that conduct is such that it would, in the opinion of the court, be inequitable to disregard it The value to the husband and wife of any benefit (for example, a pension) that they will lose the chance of acquiring because of the divorce With this list of factors, it is easy to see how, in some situations, a judge may order a different financial settlement from another judge. However, the difference in judicial view should be within a band of reasonableness. For example, it would be unreasonable for one judge to say an equal split of equity in the family home and for another one to say a 90/10 split of the equity in the family home would meet the Section 25 criteria. With the uncertainty of judicial discretion, most divorcing couples prefer to try to negotiate a divorce financial consent order based on their family lawyer’s assessment of the Section 25 criteria. [related_posts] How to get the best divorce settlement  Some people think the only way to get the best divorce settlement is to apply to the court for a financial order.  They may be right. For example, if their former spouse is refusing to provide financial disclosure, is transferring assets to friends or family or is refusing to agree to a valuation of the family home or business. In other situations, a divorcing husband or wife must weigh up the costs and time in making a financial application against the benefits to be gained.  A family law solicitor will tell you that if your ex-spouse is only offering you 10% of the family assets, you need to go to court. It is far harder to advise on the decision to start financial proceedings if your former spouse is offering you 45%. The decision may then come down to the value of the 5% of the assets you may be losing out on balanced against the costs of going to court. Things are often more complicated than that, as you may also dispute your ex-spouse’s valuation of his business or home, or you may argue that your ex-partner is offering you assets that are not as valuable to you as the ones you want. For example, they may be proposing that they will keep all the equity in the family home and you keep all your pensions, but that deal doesn’t give you the capital to rehouse yourself even though it will provide you with an income in eventual retirement. At Evolve Family Law, our North West divorce solicitors focus on finding out what your ideal divorce settlement would look like and why. We then work on discovering the full extent of the family assets and any property that might be classed as non-family assets. We can then have an informed discussion with you about your realistic settlement options so you can weigh up the pros and cons of court proceedings over family mediation or arbitration or weigh up the advantages of spousal maintenance over a bigger share of equity in the family home. Having the right expert support behind you can give you the confidence to say yes or no to what is on offer from your ex, knowing that your lawyers have a strategy to get you the divorce settlement you need. Call us for an appointment to discuss your divorce settlement or complete our online enquiry form. 

In this blog, prenuptial agreement solicitor Robin Charrot looks at the statistics on prenuptial agreements and explains why you should consider signing a prenup or postnuptial agreement. For prenuptial agreement advice call our team of specialist family lawyers or complete our online enquiry form. Prenup statistics The research from Handelsbanken Wealth & Asset Management highlights that: Only one in ten couples have a prenuptial agreement Younger married couples are more likely to sign a prenup before marriage Nearly a third of those interviewed didn’t sign a prenup because they didn’t think they would get divorced Prenup research and the relevance of age The Handelsbanken research reveals how important age is to the decision to sign a relationship agreement. Although 89% of couples don’t have a prenup, the statistics are very different when broken down into age groups: 40% of couples aged 18-34 have a prenup 11% of couples aged 35-54 have a prenup 1% of couples over 55 have a prenup What’s concerning to prenuptial agreement lawyers is that according to 2021 statistics from the Office of National Statistics, the average duration of a marriage at divorce was 12.3 years for opposite-sex divorces in 2021. Handelsbanken research shows that, worryingly, those entering second or third marriages or getting married for the first time later in life are less likely to sign a prenup. While anyone getting married should consider signing a prenup, it is especially sensible to do so if you have pre-marriage acquired assets, a prior divorce financial settlement, or children from a previous relationship. Research on why couples don’t sign prenups Prenuptial agreement solicitors are always interested in discovering why people don’t want the safeguards a relationship agreement provides. The research shows: 10% hadn’t heard about prenups 15% thought they would be able to sort things out between themselves 16% were not worried about splitting up and dividing assets 17% thought assets would be split equally 32% thought they would not split up so a prenup was unnecessary The responses reveal that many of those interviewed do not see a prenup in the same way as say life or critical illness policies; a safeguard that you hopefully won't need but comforting to know it is there if you need it. [related_posts] Why you need a prenuptial agreement Let's go through the reasons why people don’t sign prenups and explain why they can be helpful: No need, we agree – when you are getting married and in love you don’t need a prenup. However, at the time of your separation or divorce, when you are likely to have far more in property equity, pensions and other assets, emotions and hurt may cloud your judgment or that of your husband or wife We are not worried – you may not be worried about having a prenup but if you do split up you may regret not signing one. A prenup can take away a lot of the worry and stress at the time of your separation because you are less likely to end up in expensive and lengthy court proceedings over how your assets should be split and if spousal maintenance should be paid No need, it's an equal split – that may be accurate at the time of your marriage but fast forward 5, 10, 15 or 20 years and it could be a different story. For example, you may need spousal maintenance if you have stayed at home to look after children or through ill health or you may want an unequal split if you inherited money during the marriage We won't split up – according to ONS statistics, nearly half of marriages end in divorce. Saying you don’t need a prenup because you won't split up is a bit like saying you don’t need critical illness coverage or a Lasting Power of Attorney because you don’t think you will fall ill. Hopefully, you are right to be positive but insurance, LPAs and prenups all give peace of mind The status of prenups in divorce proceedings Our prenuptial agreement lawyers had thought research would show that people would think a prenup wasn’t worth it as it isn’t legally binding but that did not come out as a major reason not to sign an agreement. It's true that under current English family law, a prenuptial agreement isn’t automatically legally binding on a husband and wife at the time of any future divorce proceedings but the agreement will carry significant (potentially full weight) if safeguards are met. The safeguards are: Fairness - the terms of the agreement are fair to both of you – that’s why you need a prenup solicitor to advise you on the contents Timing -the agreement is signed a few weeks before the marriage Understanding - you both understood what you were signing up for and there was no coercion Knowledge- you both provided financial disclosure to help you decide if the agreement was fair Advice – you both took independent advice from family law solicitors If you didn’t sign a prenup before your marriage you can remedy that now by signing a postnuptial or after marriage agreement. Our relationship agreement lawyers will carefully advise you on the type of agreement you need and the options for what to include in it. We will then provide sensitive advice to help you finalise and sign off on your agreement. For prenuptial or postnuptial agreement advice call our team of specialist family lawyers or complete our online enquiry form.